https://www.neican.ai/tags/%E9%A3%8E%E9%99%A9%E5%AE%9A%E4%BB%B7/ Recent content in 风险定价 on AI内参 Hugo zh-cn Wed, 17 Jun 2026 00:10:22 +0800 https://www.neican.ai/insights/article-20260617001022689-0/ Wed, 17 Jun 2026 00:10:22 +0800 https://www.neican.ai/insights/article-20260617001022689-0/ 保险业的AI投资已从“效率优化”转向“核心核保与资本定价”，行业正试图逃离“试点地狱”，转向以AI Agent为驱动的智能化业务模式。这一转型将重塑保险业的风险管控逻辑，并显著提升企业的长期资本回报效率。